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WHAT DO WE MEAN BY THAT?
Just Car, we, us and our mean Just Car Insurance Agency Pty Ltd
(ABN 41 050 238 563) Authorised Representative No. 240432 as the
authorised representative of Australian Associated Motor Insurers Ltd
(ABN 92 004 791 744, AFSL No. 238173), which is the issuer of the
Just Car Comprehensive Car Insurance Policy.
Agreed Value is the most we will pay for your car, less any excess and any
other deductions this policy explains, for any accidental loss and damage
covered by this policy occurring during the period of cover. The agreed value
includes GST. The current agreed value is shown on the most recent of your
insurance schedule and your renewal notice. See also page 6 for how we set
your car’s agreed value.
Cover and covers mean the protection provided by this policy.
Endorsement means a special condition that applies to your policy. For
example, an endorsement may state that an Australian Standard immobiliser
needs to be fitted to your car for your car to be covered in the event of theft or
attempted theft. Any endorsements to your policy are shown on your policy
schedule.
Excess. An excess on your policy is the first amount that you must contribute
towards each claim. When one or more excesses apply to your policy, they will
be shown on the most recent of your insurance schedule and renewal notice.
See also page 18.
PDS means Product Disclosure Statement.
Period of cover means the current period for which we have agreed to provide
you with insurance cover. The current period is shown on the most recent of
your insurance schedule and renewal notice, and any receipt we may send to
you. When we make a write-off payment or replace your car, the period of cover
comes to an end. See also page 15.
Policy means this PDS (including any supplementary PDS) and your
policy schedule.
Your policy schedule comprises the notices we give you which show
the particular details and the current status of your policy. These
notices are the most recent of your insurance schedule and renewal
notice, and any receipt we may send you.